Incorrect. But let’s assume you are. This means you cannot: Buy a house, buy a car, take out a loan, get a credit card. For expanded uses, you cannot potentially: keep a credit card, rent a car, get a job. Credit scores are made up bullshit invented in the 80s to hurt poor people. But they are still used to, get this, hurt poor people. Rich people don’t have credit scores because they have collateral for all their loans that’s a lot more liquid than a house.
Incorrect. But let’s assume you are. This means you cannot: Buy a house, buy a car, take out a loan, get a credit card. For expanded uses, you cannot potentially: keep a credit card, rent a car, get a job. Credit scores are made up bullshit invented in the 80s to hurt poor people. But they are still used to, get this, hurt poor people. Rich people don’t have credit scores because they have collateral for all their loans that’s a lot more liquid than a house.
You can buy houses and cars without a credit score.
If you want other people to buy your stuff for you, that’s when you need credit.
Yeah sure. People who can’t pay hospital bills and default and destroy their credit can save enough to buy houses and cars straight cash.
You should probably reread the thread.