Yeah, no that whole clip is just a joke. That’s not at all how it works. You don’t inherit debt unless you cosigned a loan or it’s spousal debt in one of those common property states.

When someone dies, you tally it all up, debtors get paid out of the estate in a certain order of precedence, if the money runs out, the money runs out. If there’s money over, it gets divvied up according to inheritance laws of that state.

Also, importantly, debtors cannot touch things like life insurance payouts or retirement accounts that have beneficiaries named. Those are not part of the estate and they can’t touch them.

I suppose it’s possible but like the article says it’s not enforced.

Edit: I watched the clip: it’s a funny joke, but that’s it. Lots of implausible scenarios in there.

I don’t disagree. Do people not realize that you can’t inherit the assets of someone who has a negative net worth? That seems pretty common sense to me, and I knew that before I ever dealt with an estate.

You still gotta pay your bills even if you’re dead, or rather the executor has to pay your bills for you.

It’s not disingenuous in the slightest. Debt does not get passed on, full stop. You cannot inherit debt except for a few niche scenarios.

I’m not saying it like it’s nothing, I’m saying it like the law is written. I am in the thick of the estate process right now.

That’s literally what I just said. Debts are paid out of the estate. The estate assets will always be used to pay off remaining debts before the inheritors get anything.

That’s fine, I should be able to take that risk. Motorcycles aren’t designed to withstand an impact with anything and they’re legal.

Yeah, I do the ETF thing too.

I get the possibility of some kind of insider trading, but they still have to make good returns or they’re gonna lose the job.

That doesn’t make any sense, they have a shared interest. They make more money when you make more money.

I hear the opposite, boomer’s kids stand to inherit quite a bit. Anecdotally this seems true; granted I am an only child.

My father is likely to leave me with a few hundred thousand of his retirement account (he doesn’t know what to spend it on, his union pension is more than enough for his needs) and I’ll inherit both his house as well as my grandmothers house, which is now my uncle’s house. My mom’s house will be sold and split between my half brother and my cousin who my mother raised.

What’s expensive, and what area are you referring to?

I don’t believe so. I was explicitly told by my lawyer not to pay any estate debts with my own money.

I believe there are a few niche scenarios where somebody else can be responsible for the debt (eg joint account, co-signed loan), but in general, you should never pay somebody else’s estate debts.

As someone who’s dealing with the estate process right now, I don’t think anyone inherits debt. It’s paid out of the estate and nobody else is responsible for those debts.

The problem with materials like oil, lead, asbestos, etc. is that they’re really fucking good at what they do.

No, that doesn’t happen. The bends is worse because you can go from multiple atmospheres of pressure to just 1. The worst space can get is from 1 atm to 0 atm.

Hmm. Does that “nose” count if the riser is slanted? Maybe I’m just not seeing what I’m expecting, but there is space because the riser isn’t perfectly vertical, now that I’m looking.

Well after the beginning of the age of home electrification, but I’m not sure precisely. I’m renting my current house.

I don’t think any of my stairs have had such an exaggerated ledge of the tread like the picture in this thread. In my previous house (owned, built in 2000 something) it just had a little bump nailed on to the edge, but it was symmetric on both the tread and riser.

Thanks, interesting article.

Paywalled for me

Well, my house has electricity and the stairs do not have that indentation at all. I could take a picture of the steps from the bottom or the top and aside from the wear marks on the treads, you can’t see a difference.

Damn, I don’t follow any meme stuff anywhere but Lemmy. Guess I’m late to the meme party, I kinda hated them for the first couple decades of the 2000s.