Sounds like a very US specific answer. In EU I only have a debit card and sometimes I have a hard time using it even myself because I need to pass 2fa and sometimes even that isn’t enough if I’m on a new browser

ThePrimeagen Was cool but now he’s just reacting to programming articles with insane clickbait, especially compared to other programming YouTubers, and talks about things way outside of his core skillset

Usually between 3 and 4 but even that feels difficult to reach sometimes, even with fully remote and engaging work