I use all three. Is there one for me :x
I am the developer of Summit for Lemmy.
I use all three. Is there one for me :x
I was born at an unfortunate time. By the time I could afford a house the housing market was already very bad. I’m just glad I’m able to buy a house but it is very expensive (we bought at the end of 2021)
I live in Canada so we can’t lock in our mortgage for more than 5 years. I just went with the variable rate because in the long term it’s generally better. However the interest rates skyrocketed. I was able to pay my mortgage still but I was pretty much house poor.
Now the rates are finally dropping so I feel a lot less pressure. With our current budget we should be able to afford one kid comfortably. I’m not sure about a second.
I’m very fortunate and grateful though. Most people my generation cannot even afford a house. It’s just insane that despite my great job it’s still so hard for us I can’t imagine what others are going through.
We aren’t broke. I have some retirement saved but I had to stop putting money in due to our mortgage. I also have an emergency funds account with enough money to sustain us ~6 months if I were to lose my job.
Having a high paying job is unsurprisingly the main reason for my financial success. Otherwise I’d say joining some personal finance clubs helped a bunch. I have my savings diversified and invested so I’m at least not losing money to inflation. But my investments will never make me rich either.
One critique I have for myself is maybe we overspent on the house but at the same time I love our neighborhood and I love our house and we have no plans on ever moving so I’m not too upset by it.
Yeah being able to afford 5 kids is insane to me.
The Java edition of Minecraft is also pretty good for having no microtransactions.
Yeah but if you don’t know what exact bullet they used or what they had for breakfast that morning then your argument is invalid I’m afraid /s
It’s ok guns aren’t sharp :^)
I had to set up a server to test something. It was surprisingly simple. That being said the documentation for setting up Lemmy is often outdated due to the rapid development and the amount of large/breaking changes. So it might be difficult if you don’t know what you are doing.
Since the guy who posts these here normally isn’t here, guess I’ll do it.
Your wife’s boyfriend hates it more.
4chan version is that but with rainbow dash
That’s one way to put it
no way bro, I love paying for YouTube why you gotta have everything for free bro?
Where my boy beef stroganoff
Wait I think I saw a snail in m
B…but the shareholders! Won’t someone please think of the shareholders. 😢
Wait that’s a fox? It looks like a wolf.